FILE / IMPRINT AND LEGAL NOTICEUPDATED 2026-10-22

Imprint and legal notice

The website arfirst.org (“AR First”) is operated and published by:

OÜ ET Consult

VAT IDENTIFICATION NUMBER

EE101502902

Registry code: 11545607 (Estonian Business Register)
Legal form: Osaühing (OÜ), private limited company under Estonian law
Registered: 10 October 2008

Registered office

Address: OÜ ET Consult
Trummi tn 30j
12617 Tallinn
Harju maakond, Estonia
Management board: Erko Täht, member of the management board
Main activity: Business and other management consultancy (EMTAK 70201)

Contact

Email: info@arfirst.org
Telephone: +372 508 4344
Privacy: privacy@arfirst.org

Responsible for content

Articles are published under the editorial byline AR First Editorial. Responsibility for the content of this website rests with Erko Täht, member of the management board of OÜ ET Consult, at the address above. To report an error of fact, write to info@arfirst.org.

Nature of this website

AR First is a sponsored information website. It is published and funded by OÜ ET Consult and promoted through paid advertising. A disclosure naming the sponsor appears at the top of every page.

The site publishes general information about Canadian retirement income: public pensions, income-tested benefits, registered savings and the tax return. It is not a Government of Canada, Service Canada or Canada Revenue Agency website and is not affiliated with, endorsed by or connected to any government body. We do not process applications for any benefit, charge no fee for benefit information, and never request a Social Insurance Number, banking details or government account credentials.

Nothing on this website is financial, tax, investment or legal advice. Calculations are illustrative examples with stated assumptions, not quotations or entitlements for any reader. See the terms of use.

Copyright and images

© 2026 OÜ ET Consult. The text, tables and layout of this website are protected by copyright. Icons are licensed from their rights holders. Photographs are illustrative and do not depict identified individuals or benefit recipients.

External links

We link to official pages of the Government of Canada, the Canada Revenue Agency, Employment and Social Development Canada, Statistics Canada and the Bank of Canada so that readers can check what we publish. We have no control over those sites, and a link implies no association with or endorsement by the organisation linked to.

Applicable law

This notice is provided under the law of the Republic of Estonia, where the publisher is established.